Florida Commerce Credit score Union (FCCU) is a trusted monetary establishment devoted to serving to people and companies thrive in Florida and past. As a member-owned, not-for-profit credit score union, FCCU prioritizes the monetary well-being and success of its members. With a wealthy historical past spanning over 80 years, FCCU has persistently delivered distinctive monetary merchandise, companies, and personalised steering to its valued members.
At FCCU, our dedication to our members extends past conventional banking. We’re dedicated to empowering our members with monetary information, sources, and instruments to make knowledgeable selections and obtain their monetary objectives. Whether or not you are trying to save for the longer term, buy a house, or develop your online business, FCCU stands prepared to offer tailor-made options and skilled recommendation that will help you succeed.
Let’s delve deeper into the distinctive choices and unwavering dedication to excellence that make FCCU the credit score union of selection for therefore many Floridians.
florida commerce credit score union
Uncover the advantages of banking with Florida Commerce Credit score Union, a trusted monetary accomplice devoted to your success.
- Member-owned, not-for-profit
- Over 80 years of expertise
- Distinctive monetary services
- Personalised steering and recommendation
- Dedication to monetary well-being
- Empowering members with information and sources
- Tailor-made options for people and companies
- Unwavering dedication to member satisfaction
- Native presence with handy places
- Neighborhood-focused initiatives
Expertise the distinction with Florida Commerce Credit score Union and elevate your monetary journey as we speak.
Member-owned, not-for-profit
At Florida Commerce Credit score Union (FCCU), we function on a singular precept: we’re owned by our members, not by shareholders. This basic distinction shapes our values, priorities, and the best way we conduct enterprise.
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Member-driven selections:
FCCU is ruled by a volunteer Board of Administrators elected by our members. These devoted people be sure that our selections align with the perfect pursuits of our members, not the pursuits of exterior shareholders.
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Aggressive charges and charges:
As a not-for-profit establishment, FCCU is ready to provide aggressive charges on loans and favorable phrases on deposit accounts. Our focus is on offering worth and maximizing advantages for our members, moderately than producing income for shareholders.
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Dedication to monetary well-being:
FCCU is dedicated to serving to our members obtain their monetary objectives. We provide a variety of economic training sources, workshops, and personalised steering to empower our members to make knowledgeable monetary selections.
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Neighborhood focus:
FCCU actively helps the communities we serve by means of numerous initiatives and partnerships. We imagine in giving again and making a optimistic impression within the lives of our members and the broader group.
By being member-owned and not-for-profit, FCCU stays devoted to offering distinctive monetary companies, selling monetary well-being, and making a significant distinction within the lives of our members and the communities we serve.
Over 80 years of expertise
Florida Commerce Credit score Union (FCCU) has proudly served the monetary wants of people and companies in Florida and past for over 80 years. This outstanding longevity is a testomony to our unwavering dedication to our members, our dedication to excellence, and our capability to adapt and thrive in a continuously evolving monetary panorama.
Since our humble beginnings in 1936, FCCU has grown from a small credit score union serving a number of hundred members to a thriving monetary establishment with over $2 billion in property and tons of of hundreds of members. Nevertheless, regardless of our progress, we’ve got remained true to our core values and our mission to offer distinctive monetary companies and personalised steering to our members.
Our skilled group of economic professionals, a lot of whom have been with FCCU for many years, brings a wealth of data and experience to the desk. This deep understanding of our members’ wants and the intricacies of the monetary business permits us to offer tailor-made options and skilled recommendation to assist our members obtain their monetary objectives.
Through the years, FCCU has weathered financial downturns, technological developments, and regulatory adjustments. By all of it, we’ve got remained a steadfast accomplice to our members, offering them with the monetary stability and assist they should navigate life’s challenges and pursue their desires.
With over 80 years of expertise, FCCU has earned a popularity for excellence and trustworthiness. We’re proud to be the credit score union of selection for therefore many Floridians, and we sit up for persevering with to serve our members for a few years to return.
Distinctive monetary services
At Florida Commerce Credit score Union (FCCU), we take delight in providing a complete suite of economic services designed to satisfy the varied wants of our members. We’re dedicated to offering progressive options that leverage the most recent expertise whereas sustaining a private contact.
Our product portfolio consists of a variety of deposit accounts, similar to checking accounts, financial savings accounts, and cash market accounts, to assist members save and develop their cash. We additionally provide a wide range of mortgage choices, together with mortgages, auto loans, and private loans, to assist members finance their desires and navigate life’s sudden bills.
Along with conventional banking merchandise, FCCU provides specialised companies similar to monetary planning, funding companies, and enterprise banking options. Our group of skilled monetary advisors is devoted to serving to members create a personalised monetary plan that aligns with their distinctive objectives and aspirations.
We perceive that comfort is paramount in as we speak’s fast-paced world. That is why we provide a wide range of handy banking choices, together with on-line banking, cellular banking, and a community of ATMs throughout Florida. We even have a group of educated and pleasant customer support representatives accessible 24/7 to help our members with any questions or points they could have.
At FCCU, we’re devoted to offering distinctive monetary services that empower our members to realize their monetary objectives and dwell their finest lives.
Personalised steering and recommendation
At Florida Commerce Credit score Union (FCCU), we imagine that everybody deserves personalised steering and recommendation relating to their funds. Our group of skilled monetary professionals is devoted to offering tailor-made suggestions and options that align together with your distinctive objectives and circumstances.
Whether or not you are a first-time homebuyer, planning for retirement, or trying to develop your online business, our monetary advisors will take the time to know your wants and targets. They may work carefully with you to develop a personalised monetary plan that outlines a transparent path to reaching your objectives.
Our monetary advisors are consultants in numerous monetary disciplines, together with budgeting, saving, investing, and borrowing. They keep up-to-date on the most recent monetary developments and merchandise to make sure that you obtain probably the most related and knowledgeable recommendation.
We perceive that monetary issues will be advanced and overwhelming. That is why we attempt to make our recommendation straightforward to know and actionable. We clarify monetary ideas in a transparent and concise method, and we offer ongoing assist that will help you keep on monitor and make knowledgeable monetary selections.
At FCCU, you are not only a quantity. You are a valued member of our group, and we’re dedicated to serving to you obtain your monetary desires.
Dedication to monetary well-being
At Florida Commerce Credit score Union (FCCU), we imagine that monetary well-being is important for a cheerful and fulfilling life. That is why we provide a variety of sources and packages to assist our members enhance their monetary literacy, make knowledgeable selections, and obtain their monetary objectives.
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Monetary training workshops and webinars:
FCCU provides a wide range of instructional workshops and webinars on a spread of economic matters, together with budgeting, saving, investing, and credit score administration. These classes are designed to empower our members with the information and abilities they should take management of their funds.
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One-on-one monetary counseling:
Our skilled monetary counselors can be found to offer personalised steering and recommendation to members dealing with monetary challenges. They might help members create a funds, develop a debt compensation plan, and discover choices for enhancing their monetary scenario.
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Free monetary instruments and sources:
FCCU provides a wide range of free monetary instruments and sources to assist members handle their funds extra successfully. These instruments embrace budgeting calculators, financial savings calculators, and funding calculators.
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Neighborhood outreach packages:
FCCU actively participates in group outreach packages geared toward enhancing monetary literacy and selling monetary well-being. We accomplice with faculties, group organizations, and non-profit teams to offer monetary training workshops, seminars, and sources to underserved communities.
By these initiatives, FCCU is dedicated to empowering our members to take management of their monetary lives and obtain long-term monetary success.
Empowering members with information and sources
At Florida Commerce Credit score Union (FCCU), we imagine that monetary empowerment begins with information and entry to the precise sources. That is why we provide a variety of instructional supplies, instruments, and sources to assist our members make knowledgeable monetary selections and obtain their monetary objectives.
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Monetary training middle:
FCCU’s monetary training middle is a complete on-line useful resource that gives members with entry to a wealth of economic info, together with articles, movies, podcasts, and interactive instruments. Members can find out about a wide range of monetary matters, together with budgeting, saving, investing, and credit score administration.
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Monetary calculators:
FCCU provides a wide range of free monetary calculators to assist members make knowledgeable monetary selections. These calculators might help members estimate their month-to-month mortgage funds, calculate their financial savings objectives, and examine completely different funding choices.
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Budgeting instruments:
FCCU offers members with entry to budgeting instruments and templates to assist them monitor their revenue and bills, create a funds, and keep on with it. These instruments might help members acquire management of their funds and make higher spending selections.
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Funding analysis instruments:
For members keen on investing, FCCU provides entry to funding analysis instruments and sources. These instruments might help members analysis completely different funding choices, examine efficiency, and make knowledgeable funding selections.
By offering our members with the information and sources they want, FCCU empowers them to take management of their monetary lives and obtain their monetary objectives.
Tailor-made options for people and companies
At Florida Commerce Credit score Union (FCCU), we perceive that each particular person and enterprise has distinctive monetary wants and objectives. That is why we provide a variety of tailor-made options to satisfy the precise necessities of our members.
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Private banking options:
FCCU provides a wide range of private banking options to assist people handle their funds and obtain their monetary objectives. These options embrace checking accounts, financial savings accounts, cash market accounts, and a wide range of mortgage choices, together with mortgages, auto loans, and private loans.
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Enterprise banking options:
FCCU offers a complete suite of enterprise banking options to assist companies of all sizes succeed. These options embrace enterprise checking accounts, enterprise financial savings accounts, enterprise loans, and specialised companies similar to service provider companies and distant deposit seize.
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Wealth administration companies:
For people and companies with extra advanced monetary wants, FCCU provides a spread of wealth administration companies. These companies embrace funding administration, retirement planning, and property planning. Our skilled wealth administration advisors might help members create a personalised funding portfolio that aligns with their distinctive objectives and danger tolerance.
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Monetary planning companies:
FCCU’s monetary planning companies might help people and companies develop a complete monetary plan that outlines a roadmap to realize their monetary objectives. Our monetary planners might help members create a funds, save for retirement, pay for faculty, and plan for main life occasions.
By providing tailor-made options and personalised steering, FCCU empowers people and companies to take management of their monetary lives and obtain their monetary aspirations.
Unwavering dedication to member satisfaction
At Florida Commerce Credit score Union (FCCU), member satisfaction is our prime precedence. We’re dedicated to offering our members with distinctive service, personalised consideration, and progressive options that meet their distinctive wants.
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Pleasant and educated workers:
FCCU’s group of pleasant and educated workers is devoted to offering our members with the best degree of service. Our workers is at all times prepared to go the additional mile to assist members with their monetary wants and reply their questions.
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Quick and environment friendly service:
We perceive that your time is effective. That is why we attempt to offer quick and environment friendly service. Our streamlined processes and use of expertise enable us to rapidly and conveniently meet the wants of our members.
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Member suggestions:
We worth our members’ suggestions and use it to repeatedly enhance our merchandise, companies, and processes. We commonly conduct surveys and solicit suggestions from our members to make sure that we’re assembly their expectations and exceeding their wants.
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Member rewards and advantages:
FCCU provides a wide range of member rewards and advantages to indicate our appreciation for our members’ loyalty. These rewards and advantages embrace unique reductions, cashback provides, and entry to particular occasions and promotions.
Our unwavering dedication to member satisfaction has earned us a popularity for excellence and has made FCCU the credit score union of selection for therefore many Floridians. We’re dedicated to persevering with to offer our members with the distinctive service and personalised consideration they deserve.
Native presence with handy places
At Florida Commerce Credit score Union (FCCU), we perceive the significance of comfort and accessibility for our members. That is why we’ve got a community of conveniently positioned branches and ATMs all through Florida.
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Branches:
FCCU has over 20 branches positioned in main cities and cities throughout Florida. Our branches provide a full vary of economic companies, together with deposits, withdrawals, mortgage functions, and monetary recommendation. Our pleasant and educated workers is at all times prepared to help our members with their monetary wants.
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ATMs:
FCCU has a community of over 100 ATMs positioned all through Florida. Our ATMs enable members to conveniently entry their money and make deposits and withdrawals 24 hours a day, 7 days every week. We additionally provide surcharge-free ATM entry at hundreds of ATMs nationwide.
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On-line and cellular banking:
For members preferring to financial institution from the consolation of their very own dwelling or on the go, FCCU provides a wide range of handy on-line and cellular banking choices. Our on-line and cellular banking platforms enable members to securely entry their accounts, switch funds, pay payments, and deposit checks remotely.
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24/7 customer support:
FCCU’s customer support group is out there 24 hours a day, 7 days every week to help our members with any questions or points they could have. Our customer support representatives are pleasant, educated, and at all times prepared to assist.
With our handy places, on-line and cellular banking choices, and 24/7 customer support, FCCU makes banking straightforward and accessible for our members.
Neighborhood-focused initiatives
At Florida Commerce Credit score Union (FCCU), we imagine that we’ve got a duty to present again to the communities we serve. We’re dedicated to creating a optimistic impression within the lives of our members and the broader group by means of a wide range of community-focused initiatives.
Certainly one of our key group initiatives is our monetary training program. We provide a wide range of monetary training workshops and webinars to assist people and households enhance their monetary literacy and make knowledgeable monetary selections. We additionally accomplice with faculties and group organizations to offer monetary training to college students and adults.
FCCU additionally actively helps native charities and non-profit organizations which are making a distinction in our communities. We offer monetary assist, volunteer our time, and take part in group occasions to assist these organizations obtain their objectives.
As well as, FCCU has an extended historical past of supporting inexpensive housing initiatives. We provide a wide range of mortgage services to assist first-time homebuyers and low-income households obtain their dream of homeownership. We additionally accomplice with group organizations to offer monetary help and counseling to assist households keep away from foreclosures.
By these and different initiatives, FCCU is dedicated to creating a optimistic impression within the communities we serve and serving to our members and neighbors thrive.
FCCU’s community-focused initiatives are a mirrored image of our values and our dedication to creating a distinction within the lives of our members and the broader group.
